Credit-Score-Reports.com

Credit-Score-Reports.com

Credit Report Obtaining your Credit Report Your Rights As A Consumer What Is Credit Scoring FICO® Scores Know Your Credit Bureaus Raising Your Credit Score Your Past Credit Paying Old Debts Closing - Adding Accounts Credit Report Inquiries About Bankruptcy Credit Repair Companies Monitor Your Credit Report Analyzing and Disputing Some Do's and Don'ts Improving Your Credit Score Reviewing your Credit Report The Dispute Process Letter Statements Letter Statements 2 Letter to Inquiring Creditors Settling Debts Overwhelmed Solution Resources

Disclaimer: For Legal reasons, this website provides general credit report information only.  Please consult with a financial attorney or credit advisor to discuss any legal or financial issues involved with these or any credit decisions. Information here is not to be taken as legal advice.

Your Credit Report

Obtaining your Credit Report The first step is to know what is being reported about your credit and score. If you haven't done so already, go ahead and obtain your credit report from all three credit bureaus. There are several options in obtaining your credit report and score. You can obtain your credit report directly from each of the credit bureaus for a fee (usually about $8.00 to $12.00 each) The 3 bureaus are: Equifax P.O. Box 740241 Atlanta, GA 90974 1-800-685-1111 www.equifax.com Experian P.O. Box 2002 Allen, TX 75013 1-888-EXPERIAN (397-3742) www.experian.com Trans Union P.O. Box 1000 Chester, PA 19022 1-800-916-8800 www.transunion.com You are entitled to a free copy of your credit report if you've been denied credit, insurance or employment within the last 60 days. If your application for credit, insurance, or employment is denied because of information supplied by a credit bureau, the company you applied to must provide you with that credit bureau's name, address, and telephone number.

"I couldn't believe it! I checked over my credit report and found an error from an issue I thought I had worked out years ago. By using your information I was able to clear it up and could then get that loan I wanted at a lower interest rate than previously expected"

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